Step by Step http://www.usnews.com/usnews/edu/college/stepbystep/step3.htm#decide Financial Aid http://www.usnews.com/usnews/edu/dollars/dshome.htm Expected Family Contribution (EFC) Estimation Tool http://www.usnews.com/usnews/edu/tools/efc/usn72.html The Early Bird gets Worm http://www.collegeboard.com/article/0,1120,5-25-0-104,00.html?orig=sec